Finding the right home at the right price is just one aspect of a real estate transaction. Judy Fisher, REALTORĀ® is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 941-473-3552 if your needs include a professional REALTOR® experienced in the business side of buying and selling.

What closing costs should you expect?

There are certain typical fees linked to closing the sale of a house. These costs are commonly divided between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help show you through the transaction.

Loan-related closing costs    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, not only will I work to get the highest sales price, but I'll also campaign for limited closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you are informed of exactly what you're paying for.

Buyers: If you are purchasing a property in Charlotte County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a reasonable range so you're not startled when you get to closing time. I'll be happy to look through the GFE with you, answering your questions and highlighting any estimates in question.

Questions? I can Help!

Do you have a question? I'd be happy to help. Simply fill out the
form below and I'll contact you with the answer, with no obligation to
you. I will guarantee your privacy. Thank you.
 

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Judy Fisher, REALTOR®
ENGLEWOOD SUNCOAST REAL ESTATE & ASSOCIATES, INC
2045 Georgia Ave - Englewood, FL  34224
Office 941.473.3552 - Fax 941.473.3591 - Cell 941.685.5331
Email Judy@JudyFisherRealtor.com

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